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Ride-Share Accident Claims: Can You Sue Uber or Lyft for Personal Injuries?

January 28, 2025
A person is holding a cell phone with the uber app on the screen.

Ride-sharing services like Uber and Lyft have revolutionized transportation, but accidents involving these vehicles can leave passengers, pedestrians, or other drivers with serious injuries.


Understanding your rights and the insurance coverage at play is critical.


Who is Liable in a Ride-Share Accident?


Liability depends on several factors, including the ride-share driver’s status at the time of the accident:


  • Not Logged Into the App: The driver’s personal insurance applies.
  • Logged Into the App but No Passenger: Uber and Lyft provide limited liability coverage.
  • Transporting a Passenger: Uber and Lyft carry up to $1 million in liability insurance for active rides.


Steps to Take After a Ride-Share Accident


  • Seek medical attention for any injuries, no matter how minor they may seem.
  • Document the scene, including the vehicle’s license plate, driver’s information, and details from the ride-share app.
  • Report the accident to the ride-share company through its app.
  • Consult a lawyer to determine the best course of action.


Jensen Bagnato Law specializes in personal injury cases and can help you navigate the complexities of dealing with Uber, Lyft, and insurance companies. Contact us for a free consultation.

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